In the previous part of this series, we looked at general financial advice and advisors; so let’s move on to advice specifically related to investment assets. They are both equally important, and siloing the different ‘types’ of advice can impact your long-term outcome. It isn’t always easy to find an advisor equally proficient in every […]

Before I get into the nitty-gritty of offshore and stock investing in an upcoming post, let’s just tackle the elephant in the room … Fees. Everyone wants to maximise their portfolio returns, and one of the ways to do that is to minimise the fees levied against it. This might look like a straightforward exercise, […]

Anything without structure is just chaos. Occasionally, you luck out and produce something magnificent from that chaos, but more likely, there has been a guiding hand. Take those multimillion-dollar abstract works of art, for example. Those colours didn’t land on canvas by accident, and yes, sometimes it takes the artist’s own interpretation before even the […]

Our investment journey has to start somewhere, and sometimes, when life happens, it has to restart somewhere,  so let’s just revisit those building blocks – even if it is just to tick them off and move on to the sexier stuff in future episodes of this series.  If the pandemic taught us anything (and no, […]

Liquidity in an estate is a crucial consideration, often overlooked by FSPs who do a ‘free will’ because they are focused on their executor’s fees. There are a couple of companies out there that have cottoned onto the fact that they can ensure their executors’ fees, under the guise of ensuring you have liquidity, by […]

Most people I have met have a love/hate relationship with life policies (dread disease and disability policies fall under the same general term – ‘life policy’), but having been in the profession a while, I have seen the impact they can make when the unexpected happens. I am not going to go into that can […]

Before we start… This is part 2 in my Legacy Series; you can find part 1 here. One of the most important decisions when drawing up a Will is the choice of Executor. Let’s just look at some of the uncomfortable truths behind ‘The Executor’. One of the nuances that you need to understand is […]

Inevitably, there will come a time in your life when you stop scrambling, when you can finally take a breath from just keeping your head above water, children fed, housed, educated and off your hands, paying down debt, a retirement planned for, and maybe you want to start thinking about the inevitable – what am […]

Last year was a turning point in so many respects, and a confirmation of the trends that have been building for a decade. Dawn and Cobie look back on 2025, and see what investment lessons will take us through to a prosperous 2026. 

Now that we’re deep into the silly season and looking forward to some down time, here’s a checklist of things to do before you head on out for that well-deserved break. (In case you don’t get to read all of this post, I have consolidated my last 4 posts on planning for 2026 into an […]