Too Busy, Got Better Things to Do? Read the Summary… This Week’s Roundup: SA inflation jumped to 4.0% in April, markets pricing two rate hikes by year-end with a 25bp hike expected at the May 28 MPC meeting. IIF cut SA’s 2026 growth forecast to 1.3%. Q1 trade surplus tripled to R77bn. US deficit projected […]
Liquidity in an estate is a crucial consideration, often overlooked by FSPs who do a ‘free will’ because they are focused on their executor’s fees. There are a couple of companies out there that have cottoned onto the fact that they can ensure their executors’ fees, under the guise of ensuring you have liquidity, by […]
I was covering for Michael Avery on his Classic Business show last week, and had some very interesting interviews. I can recommend listening to my chat with Simon Brown on ETFs. Your summary with links, if you’d like to curate your content: All-Time Highs Are Here Again! The S&P 500 and Nasdaq 100 surged 10.7% […]
Markets are moving more on hope than realistic expectations, as we have seen repeatedly during this war. The only salvation is to understand the time objective of the investment and asset allocation and behave accordingly.
Most people I have met have a love/hate relationship with life policies (dread disease and disability policies fall under the same general term – ‘life policy’), but having been in the profession a while, I have seen the impact they can make when the unexpected happens. I am not going to go into that can […]
Your summary with links, if you’d like to curate your content: Sod’s Law: Scenario Planning: Last week’s Iran crisis delivered an unscheduled stress test for global portfolios, highlighting the value of scenario planning as a strategic discipline. The key lesson is that complex systems react in messy, unpredictable ways, and a small shock in one […]
Before we start… This is part 2 in my Legacy Series; you can find part 1 here. One of the most important decisions when drawing up a Will is the choice of Executor. Let’s just look at some of the uncomfortable truths behind ‘The Executor’. One of the nuances that you need to understand is […]
If you’d like the ‘Pocket Tax Guide’ on the tax changes announced in the budget, just let me know or download it HERE. The new escalation of the Middle East conflict is unfolding as we write this, and we have gone into it in a little more detail on the podcast that went out […]
Inevitably, there will come a time in your life when you stop scrambling, when you can finally take a breath from just keeping your head above water, children fed, housed, educated and off your hands, paying down debt, a retirement planned for, and maybe you want to start thinking about the inevitable – what am […]
The podcast to this newsletter can be found here Your summary with links, if you’d like to pick and choose 🇬🇧 United Kingdom Chancellor Rachel Reeves is signalling tax hikes, possibly the first rise in the basic income tax rate in 50 years, to stabilise public finances. The pound has slumped to its weakest level since 2023. Bond yields are falling (markets […]