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In nature, weather is one of the volatile elements that ecosystems, concrete jungles and ordinary humans all must deal with daily. One of the reasons that humans have survived to become the dominant species over millennia is their ability to adapt the environment to suit themselves. They grow their food and don’t have to forage […]

Occasionally I am asked straight out what the value of a financial advisor is, and why they should be paying for the advice.  It’s not an unreasonable question given the experiences of some, especially those who had a product sold to them or where fees are still being collected from an investment product despite a […]

I am not a fearmonger, and actually abhor people who play on people’s fears to bolster their popularity or business – but the National Health Insurance Bill (NHI) which is about to be promulgated is different.I have been covering news around the NHI for decades. This is not a new concept but was first touted in 2007 with […]

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