Budget 2025 v 2 The full budget speech,  the summary, the (invaluable) tax booklet is available HERE Well, finally the budget went ahead. It is interesting to watch the potential parallels between what is happening in the US and here. Like the States, our government separately needs to cut back on spending, not just expect […]

In nature, weather is one of the volatile elements that ecosystems, concrete jungles and ordinary humans all must deal with daily. One of the reasons that humans have survived to become the dominant species over millennia is their ability to adapt the environment to suit themselves. They grow their food and don’t have to forage […]

Have you ever looked back and remembered what your parents or grandparents were like at your age? While we might not have noticed it while it was happening, we humans are slowly evolving and changing. We just have to look back at our parents or grandparents and what their ‘retirement’ looked like to see how […]

Retirement revisited One of the conundrums of modern life is that we live longer due to better lifestyles, medical advancements etc. This is almost universally celebrated – we all enjoy the prospect of being around to see our children, grandchildren and great grandchildren grow up and be around for their milestones. There can be no […]